1. Cut unnecessary expenses. Reduce or even stop Partying, clubing, excessive drinking & eating. As much as you can, prepare your own meal or eat from home. Home made food is healthier & cheaper.
2. Proactively & Creatively increase your earning potentials.
3. Detach yourself from associations/groups that seek to put you under unnecessary financial pressure.
4. Devote yourself to income generating activities.
5. Unless it's very necessary, minimise travelling to the village every now and then, most village and family people are not smiling at the moment. If you can, send them money, than going in person.
6. Priotise your daily activities. Take on only what is necessary & beneficial.
7. Invest in income generating assets.
8. Stop buying what you don't need.
9. Sell of idle assets that's not generating income and look for ways to invest the money.
10. Try your best to avoid fornication and adultery. That thing is costly and expensive.
11. This is not a time to be driving a V12 or V18 engine all over the places. Get yourself a Picanto or a Yaris, if that will help you save more money. Lol.
The Caterpillar of Subsidy will not Jam you in Jesus name, Insha Allah..